How Long Do Late Payments Stay on a Credit Report?
Your credit scores offer lenders a snapshot of your financial health. Things such as a steady history of on-time payments and a low credit utilization […]
Month: August 2024
Chase Sapphire Preferred vs. Southwest Rapid Rewards Premier
If you are a Southwest Airlines flier looking to add to your Rapid Rewards Points balance, you might be looking at the Southwest Rapid Rewards […]
How Do Cash Back Credit Cards Work?
Did you know you can earn cash back when you check out at the grocery store, buy gas, make a purchase online, or use a […]
Cash to Close: Definition, Calculation & How to Prepare
After the excitement of having your offer on a new home accepted comes the work needed to close on it—and all the new terminology you […]
Best Cash Back Credit Cards for August 2024
Not all cash back credit cards are created equal. From varying welcome bonuses to differing earning rates to ongoing benefits, finding the perfect cash back […]
7 Benefits of Making Purchases on Your Credit Card
Whether you’re shopping online or in person at your favorite retailer, you reach a part of the transaction where you must pay for the items […]
Should You Use Your Credit Card Before It's Delivered?
When you apply for a new credit card, it’s not uncommon to wait 10 to 14 days for your physical card to arrive in the […]
Secured Loan vs. Unsecured Loan: What’s the Difference?
Understanding the difference between a secured and an unsecured loan is important when deciding how to borrow, whether you’re paying for something as substantial as […]
What Credit Score Do You Need for a Personal Loan?
The lowest possible credit score you can have is 300. Unfortunately, only a few lenders accept borrowers with scores this low. Most minimum credit score […]
What Is a Home Equity Loan?
A home equity loan is a type of installment loan that lets you access the value in your home. Also known as a fixed-rate second […]